Luxury Adventures utilises the services of Comprehensive insurance for its guests and for good reason. With travel insurance from Comprehensive you'll have the comfort of knowing you're covered for your South Pacific experience for such things as;
- Rental vehicle excess payable as a result of vehicle damage or theft
- Hospital expenses and medical evacuation back to your home country
- Cancellation of tours and pre-booked activities
- Travel delays and missed connections
- Damage to personal items (e.g. digital cameras & laptops)
- Lost or stolen money and passports
Comprehensive Travel Insurance has been a specialist travel insurance provider since 1973.
For over 30 years they have settled thousands of claims every year. Comprehensive have built a reputation for providing excellent customer service when the customer really needs them
- at claim time. They settle one claim for approximately every nine policies that are issued.
This confirms the very real need to protect yourself when traveling overseas. Financial security for comprehensive is underwritten by Vero insurance, previously Royal and Sun Alliance, and part of the Promina Group. Vero Insurance New Zealand Limited has an A+ (Strong)* insurer financial strength rating given by Standard & Poor's (Australia) Pty Ltd on 25 August 2004.
The rating scale is:
AAA (Extremely Strong),
AA (Very Strong),
A (Strong),
BBB (good),
BB (Marginal),
B (Weak),
CCC (Very Weak),
CC (Extremely Weak),
R (Regulatory Action).
The rating from 'AA' to 'CCC' may be modified by the addition of a plus or minus sign to show relative standing within the major rating categories.
Schedule of Benefits
- Schedule Of Benefits
- Maximum Benefits
- Cancellation / Travel Disruption Benefits
- Loss of Deposits Due to Cancellation
- Unlimited
- Cancellation of Journey Paid in Full
- Unlimited
- Curtailment of Travel
- Unlimited
- Missed Connection
- $10,000
- Travel Delay
- $10,000
- Frequent Flyer Points
- $5,000
- Costs of Resumption of Travel
- $10,000
- Strikes And Hijacks
- $10,000
- Evacuation - Civil Unrest Pacific Islands
- $1,500
- Additional Expenses as a Result of an Act of Terrorism
- $3,000 Nil Nil
- Medical Benefits
- Maximum Benefits
- Medical Treatment During Your Journey
- Unlimited
- PLUS:
- Medical Repatriation Excluding Terrorism
- Unlimited
- Medical Repatriation as a Result of Terrorism
- $250,000
- Follow-on NZ Medical Treatment
- $2,000
- Emergency Dental Treatment
- - As a result of an Injury
- $2,000
- - Pain relief not accident related
- $500
- Incidental Hospital Expenses
- $4,000
- Accompanying Person Costs
- Reasonable Costs
- Search and Rescue - Natural Disaster
- $10,000
- Life Benefits
- Maximum Benefits
- Funeral Expenses $20,000 $10,000 Nil
- Accidental Death or Permanent Disablement Excluding Terrorism
- $50,000
- Accidental Death or Permanent Disablement as a Result of Terrorism
- $25,000
- Baggage, Personal Effects And Money Benefits
- Maximum Benefits
- Policy Option Comprehensive Essentials Loss Of Deposits
- Personal Baggage - Total Limit
- $25,000
- General Item Limit
- $1,500
- Special Item Limit For Items Where The Primary Use
- is a Portable Computer, Video or Camera
- $2,500
- Emergency Baggage Limit
- $1,500
- Specified High Value Items
- - Maximum Value Per Item
- $10,000
- - Maximum Value for All High Value Items
- $20,000
- Replacement of Travel Documents
- $3,000
- Personal Money $500 Nil Nil
- Additional Expenses as a Result of an Act of Terrorism
- $3,000
- Personal Liability Benefits
- Maximum Benefits
- Rental Vehicle Excess
- $4,000
- Personal Liability
- $2,500,000
- Defence Costs - including wrongful arrest
- $10,000
• Pre-existing medical conditions are not covered.
• Expensive items such as jewellery, watches and cameras above the plan item limit can be covered. An additional premium of 1.5% of the total value of the item(s) will apply.
• Additional premium applies for persons over 70 years of age.
• Cover is not available for persons over 80.
• Up to 2 dependant children under 21 are covered at no cost.
